MBITA's New Corporate Sponsor: Equity Now Mortgage Corporation
its neighbor and new corporate sponsor, Equity
Now Mortgage Corporation.
Jim Bargones in July 2000, Equity Now is a new economy
company. Through utilization of the latest technologies and commitment
to nurturing client relationships, Equity Now assures the best
available opportunities to those seeking loans.
In an interview
with R.H. Jones, Senior Loan Officer, some interesting
observations about the global economy were made. We enjoy contributing
to our local community through personal and financial participation
in its non-profit organizations. Equity Now supports MBITA in
its recognition of our global economy's future!
economy" was a phrase often heard in the last years of the
20th Century! What separates the new economy from the old economy?
and its new technologies make available faster, better, cheaper,
and more efficient ways to communicate with the world.
The ability to do
business worldwide is truly the future of commerce. We are living in
a global village! The Internet highway has been laid. Less expensive
production and over capacity (direct effects of the very technology
that made this Internet highway possible) has lead to the increasing
threat of a worldwide recession. Other questions beg to be asked: "Does
more information equate to knowledgeable, practical applications? Do
recessions have a purpose? Is faster better?"
The world economy
is still an idea seeking to come to earth! Cyberspace is interesting,
but only meaningful if it has a direct correlation to the needs of the
earth. As many have learned, having a web site is comparable to having
an idea. Ideas are plentiful, but at the end of the day can they manifest
as goods or services that are useful and profitable?
The excesses of
the rapidly expanded economy are being eliminated. Hopefully, if a recession
is necessary to further eliminate these excesses, it will be minimal
and short-lived. Value systems differing from one culture to the next
are being compared. We all agree on some level that through clarity
of thought and coordinated will, we will bring about a better world
are trying to find their place within this new world economy. Multi-national
corporations are naturally taking advantage of the times. Individuals,
entrepreneurs and small businesses that seek to do business globally
must learn to operate within the laws of the nations and states in which
they wish to do business, competing with the global corporations and
operating under the conditions of a new world economy that replaces
the old world national economies.
At the beginning
of the last century, economic science and the other so-called "soft"
sciences were first establishing themselves within the natural scientific
community. The natural sciences seek to establish the relationships
between matter, while the soft sciences seek to establish healthy human
relationships. Economic science is striving to unfold lawfully.
The MBITA network
is global and our neighbor MBITA is now assisting Equity Now in entering
the much-expanded global community.
Equity Now may be
reached via our global community at: http://www.equitynowonline.com.
In the time it takes to fill in the blanks on our loan application and
send, we can transmit your application and seek automated approval for
your loan online. While this process is fast, it serves as only a partial
reflection of Equity Now and its services. "Yes, we use these tools,
but only as an adjunct to our greatest assets: our product knowledge,
experience and care for our clients. We assist people just like you
making educated decisions in choosing what mortgage product is best
for you," R.H. Jones declares.
is a 30 year fixed rate mortgage (a product from the 1930's era), an
adjustable rate, a deferred interest loan with a minimum payment, or
any one of dozens of mortgage products, we will work slowly and methodically
to help you evaluate the best mortgage your money can buy," R.H.
continues. "Once your decision is made and all of your concerns
are addressed, we will transmit your application online for automated
underwriting approval, completing the process for final approval with
the minimum of documentation, cost and time" R.H. remarks.
Equity Now - a comfortable
blend of new technologies, and old-school values. "Human beings
are still the key to our successful enterprise. We look forward to hearing
from you online, by phone or in person at our offices located next door
to our good neighbors MBITA," R.H. concludes.
MBITA looks forward to supporting Equity Now's efforts throughout the
Monterey Bay region and the world.
In the upcoming
"Global eLogistics Management Seminar" (September
27th, 2001) sponsored by MBITA, Logistics Alliance Strategies
(LAS), a company that specializes in helping firms understand the
global logistics environment as well as ways to improve their global
processes, will present materials and discuss some of the most recent
changes in global logistics.
LAS is a new member
of MBITA. Along with its key associates, LAS has over 100 years of experience
in the global logistics arena. Its founder, Bill Goldsborough managed
global logistics operations in both industry and provider industries
before entering the consulting arena more than 13 years ago.
LAS assists international shippers, manufacturers and carriers in the
design and implementation of international supply chain strategies that
can lead to competitive advantage through improved operating performance
and customer relations. The firm's principal mission is to help companies
become more competitive in their global markets by leveraging their
internal resources with the emerging capabilities provided by external
technology and operations providers.
and global investment set to expand at record levels, few companies
can escape the imperatives of global competition today," Mr. Goldsborough
remarks. "To compete successfully, firms, across virtually all
industries, must put in place state of the art supply chains that can
design, produce and deliver the right product to the right place at
precisely the right time to both their internal and external customers,"
Mr. Goldsborough continues. They must do this, moreover, at the lowest
total cost over distances that may cover thousands of miles, multiple
country borders and a myriad of cultures, rules and regulations.
Logistics (the transport,
inventory management and distribution of product and materials) is an
integral but separate component of the broader supply chain process.
As such, for firms to be fully competitive, the logistics processes
that they establish must also become state of the art. However, compared
to the domestic logistics sector, breakthrough improvements in the global
arena have been slow to occur. There are multiple reasons for this but
the main ones relate to distance, trade barriers, fragmentation of the
transport industry and underdeveloped technology.
But much has changed
in recent years. "Supported largely by advances in information
technology, especially e-logistics breakthroughs, as well as the logistics
operations outsourcing, many companies in such diverse industries as
consumer electronics, semi conductors, automobiles and parts, consumer
packaged goods, chemicals, transport and testing equipment, etc. are
pulling in front of their competitors because of their superior global
logistics capabilities," Mr. Goldsborough concludes.
Prior to consulting,
Mr. Goldsborough was in the international forwarding industry for 11
years, where he managed ocean, air and brokerage operations and became
licensed as a broker. It is this combination of consulting and practical
industry exposure that led to the creation of LAS.
Ph.D., holds a Doctorate in international political economy from the
University of Nebraska. In addition to his work in strategic alliances
and performance improvement, he has conducted seminars on strategic
supply chain management in multiple U.S. and European locations and
has published for Macmillan Press and Stanford Research Institute on
the subjects of alliance and global supply chain strategy.
MBITA looks forward
to Mr. Goldsborough' presentation scheduled September 27th at the Cisco's
(SBA) Business Center in San Jose, 9:00am to noon.
William Goldsborough, President
11 Via Las Encinas
Carmel Valley, CA 93924
Tel and fax: 831-659-2068
MBITA's new member
Global Horizons Unlimited
is an international business consulting firm committed to unleashing
the creative spirit of business leaders locally and globally. They provide
consulting services in the following areas:
*Growth and Development
of Company or Corporate Strategies
*Managment of People
*Management of Systems
*Management of Cash Flow
*Fulfillment of Company or Corporate Goals
The forms of consultation
*One-On-One Executive Consulting
*Mangement and Leadership Consulting
*Workshops and Trainings
with over 14 years of consulting experience, offers business owners,
CEOs, executives and business leaders a practical yet unique approach
to forwarding the future of their business. With a focus on evaluating
the three most important areas of a business, management of systems,
management of people and management of cash flow, Phil Cisneros works
with his clients so that all three of these areas become powerful and
effective for the business.
As the founder and
owner of Global Horizons, Phil Cisneros has become increasingly
aware of the economic connections on a global scale. Since 1985, Global
impacted the progress of hundreds of businesses through executive consulting,
workshops and management consulting.
The company has
worked with small businesses as well as large corporations in the United
States as well as Canada and Mexico. Their commitment is to have businesses
create for themselves a future that calls forth unprecedented action
that generates breakthrough results through commitment, leadership and
clarity. "What I have found to be the key elements to success in
the international marketplace is to increase the network of conversations
that generates business," Phil comments. "Having a global
vision of those networks of conversations can expand opportunities for
a business beyond a limited view of what's possible. What's needed next
is to create an empowering structure that would take that opportunity
to fulfillment and breakthrough results," Phil continues.
In today's economy,
there are a lot of conversations about the recession and the economic
slowdown. Global Horizons went from abundance to scarcity in a matter
of months. "The more conversations we had about the 'coming recession,'
the more we started clinging to our money. We gave power to the possibility
of an economic slowdown in our networks of conversations, not only here
in the United States, but around the world," Phil remarks. "We
fulfilled that possibility with fear and scarcity, which gave us the
results we have today. In the same manner, we have the opportunity to
create a new economy that is filled with abundant resources, exchanges
and productivity," Phil continues.
The design of economic
future is not just in the hands of the economic experts. "We must
seize the moment to be the designers of a prosperous economic community
that is global in scale and includes the networks of business owners
around the world. We have the opportunity to act consistent with that
prosperity and manifest the results that would sustain our productivity
and ingenuity," Phil concludes.
Designing that future
with business owners is the work of Global Horizons, Unlimited.
San Luis Obispo, CA 93401
Tel. 805-541-3451 Fax: 805-541-6981
August 24, 2001
District could impact global economy
Coast's Diversity heralded as major commodity in world trade relations
- The Central Coast's diversity of languages and cultures can be a resource
to propel local businesses into a global market, Rep. Sam Farr told
a group of business people Wednesday.
"We have a link to ... any country in the world, " Farr, D-Carmel,
said at a luncheon hosted by the Monterey Bay International Trade Association.
"Expand that to California, and there's no one who can compete
In his new post as a member of Congress' agricultural appropriations
committee, Farr has seen how federal spending programs can directly
benefit the Central Coast, he said.
For instance, the nation's dietary pyramid urges Americans to eat more
fruits and vegetables, but federal commodities programs protect prices
for wheat, soy beans and corn - not the specialty crops grown here.
"School lunch programs spend $15 million on mozzarella cheese and
practically nothing for tomatoes and lettuce," Farr said after
the meeting. "I want the government, including the military, to
start buying the things we grow around here.
"We spent a lot of time developing this dietary pyramid. We advocate
that these are the things we need to have children and adults eat, and
then we don't go out and buy them."
Farr's talk touched on issues ranging from the future of trade with
Cuba to the debate over the commodities carried by Mexican trucks being
allowed across the border under the North American Free Trade Agreement
About 75 people from the Central Coast's business community attended
the networking luncheon, organized by the Monterey Bay International
Trade Association (MBITA), which is based in Santa Cruz at the McPherson
The association is a nonprofit group that provides local businesses
access to global resources through technology to maximize profits in
the global economy.
Members showed interest in Farr's comments about China, which is being
considered for membership in the World Trade Organization (WTO). Such
acceptance would lower Chinese tariffs on several of California's agricultural
products. Duties on wine could drop from 65 percent to 20 percent; citrus
could drop from 40 percent to 17 percent; beef from 45 percent to 29
percent; and duties on almonds, berries and pears could drop from 30
percent to 10 percent, he said.
Besides its business impact, Farr said the policies of the WTO illustrate
the political diversity of his district, which contains 650,000 people
in San Benito, Monterey and Santa Cruz counties.
Sometimes it's hard to find a middle ground, he said.
He noted that about 40 student volunteers from the Monterey Institute
of International Studies (MIIS) headed to Seattle last year to help
facilitate the WTO's meeting in Seattle. "On the other hand, we
probably had 400 students from UC Santa Cruz up there that had been
training in Oregon to stop those same meetings," he said.
De Give at
For an online
version of this article go to the "Archive" section in the
Santa Cruz Sentinel
MBITA is keeping pace with the latest in Internet assistance for international
trade! Our Trade Manager is up on the latest URL's and technical tools
online to complete most aspects of a global trade transaction.
Global eCommerce has become a specialty for MBITA Executive Director
Tony Livoti. MBITA will be holding presentations and trainings throughout
the three counties.
RUSSIAN - US
Working in alliance with the Far Eastern Center for Economic Development
in Vladivostok, MBITA will develop an online portal to connect Californian
and Russian Small-to-Mid Sized Enterprises.
Monterey is known as a "language learning center" and rightly
this includes eLearning. MBITA hopes to co-host a conference in Monterey
to promote the development and use of eLearning tools.
IMPACTS OF NAFTA
The large network of export assistance centers in California is closely
tracking the implications of NAFTA policy and the development of FTAA.
We will monitor regional impacts and keep you informed.